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Your contact
Nia Escobar
Startup Network Manager
+49 221 986 52 920

Accelerator Program

InsurLab Germany Accelerator

It’s getting serious…

Are you a young startup developing solutions for the insurance industry? Do you want support in building your startup from the top-management of our member companies and industry experts? Apply through F6S platform directly!


Individual mentoring programs, access to our wide network, workshops, and seminars, the possibility to develop proof of concepts and cooperations with German insurance companies, workspace on our InsurLab Germany Campus, and publicity on international fairs and conferences are just examples of what could be ahead of you.

The application deadline was the 8th of March 2019 through the F6S platform. Our selection day is the 10th of April in Cologne, the program kick-off will be on the 16th of May until the 7th of November.

InsurLab Germany Accelerator
Selection Day
10. April 2019
At the Selection Day, pre-selected startups will pitch their companies and aims for the program in front of the insurance companies, corporates, and other members of InsurLab Germany. It's our members who decide who is in the program and volunteer to mentor.
InsurLab Germany Accelerator
16. May 2019
At the kick-off, our final start-ups meet their mentors in person and more members of our network in a relaxed atmosphere. We'll have some introductory workshops and seminars to start the program. Get ready, set, and go!
+49 221 98652920
InsurLab Germany Accelerator
Demo Day
7. November 2019
At the big Demo Day, participating startups will present their results, achievements, and projects developed during the program. We'll see the outlook of what's coming in 2020 for our brand-new alumni!
+49 221 98652920

Program description 2019


Program for up to 15 startups to establish and develop their company in the German insurance industry. We aim to help startups achieve business growth and provide tools to establish strong connections with our ecosystem.

All verticals

Startups in our program must be able to add value to the insurance value chain with their product/service, coming from any vertical or area, including of course, insurtech startups.


From the pre-selection to mentoring, workshops and trainings – startups will work closely with top executives as mentors, which will help founders reach their next step (i.e. IoT, eHealth, sales, claims management, telematics…)


Access to national and international business angels and investors


€3.000 over the course of the program for the ‚start‘ category startups, plus no equity taken for all participant startups.


Access to exclusive networking events, conferences, press events, and other opportunities.


Free access to our InsurLab Germany Campus in Cologne during the program based on availability.


Access to over € 40.000 worth of services and products from our members (i.e. IBM, Amazon Web Services, EY, pitch trainings, workshops, seminars)

Category "Starter"

General profile

  • High-potential startups in the process of market/product validation.
  • Must have a prototype or an MVP.
  • Must have a concrete business model.
  • Should not be older than 1 year since founding date.
  • Should be able to sustain operations during the program.
  • Must be interested in the German insurance industry.

Program aim
‘Start’ founders will get support and mentorship to validate a scalable product/service and develop their business model so it allows them to secure their first PoC

Startup location
Should use the InsurLab Germany Campus as their main location

Startups must be able to sustain operations for the duration of the program. The applications are open for bootstrapped startups or with financial traction.

Category "Growth"

General profile

  • Expanding startups with at least one product/service on market looking to scale their business.
  • Should have at least one cooperation with an insurer/corporate as proof of market fit.
  • Must have a validated business model.
  • Should be 1-5 years old since founding date.
  • Must have traction record with investors or customers.
  • Must be in the German market or interested in expanding on it.

Program aim
‘Growth’ founders will get support to scale their business through access to highly-relevant insurance companies and partners in Germany, leading to increased revenue and operational growth.

Startup location
Can be located anywhere but must guarantee on-site participation for workshops and events.

Startups must be able to sustain operations for the duration of the program. The applications are open for bootstrapped startups or with financial traction.

Selection Process

InsurLab Germany Accelerator

The final decision about the participating startups was made on 10th of April 2019 during a “Selection Day”:

  • The Startups presented their solutions to the InsurLab Germany members – live on stage
  • They voted for the startups they would like to see in the program.
  • The goal was to select five startups in each category
  • Six further start-ups were selected by a jury of experts

Accelerator Startups 2019 - "Start" Category

InsurLab Germany Accelerator Startup: Docudiet
Batch '19
Docudiet develops an AI-based wizard that helps underwriters of industrial insurers to better evaluate premiums by visualizing existing market knowledge.
InsurLab Germany Accelerator Startup: Luminovo
Batch '19
Luminovo develops tailor-made solutions and tools for business customers. As the winner of the EXECinsurtech "Insurance Shaper of the Year" award, Luminovo has a permanent place in the InsurLab Germany Accelerator Program 2019.
InsurLab Germany Accelerator Startup: Perasoft
Batch '19
Development of an actuarial artificial intelligence for property insurance (pricing, reservation, reporting and business intelligence). They use artificial intelligence and machine learning algorithms within a central machine instead of several simple statistical tools.
InsurLab Germany Accelerator Startup: ReFit
Batch '19
ReFit Systems offers the first modular rehabilitation system for the individual therapy of patients with movement disorders. Our innovative system can be easily applied to different branches of the health care system and different forms of therapy (in-patient, out-patient and home therapy).
InsurLab Germany Accelerator Startup: Strokemark
Batch '19
Stroke recovery platform for patients and doctors, blood pressure, exercises, community. The platform is live. 12,000 users. Great executive board and support system for executives in Israel.
InsurLab Germany Accelerator Startup: Tiegoo
Batch '19
APP, Platform & Ecosystem - Tiegoo offers a digital health card for pets (including horses) that gives pet owners round-the-clock access to all relevant health and vital data. We integrate a cloud-based ERP software solution that is also available as a mobile unit and provides a direct interface to insurance companies.

Accelerator Startups 2019 - "Growth" Category

InsurLab Germany Accelerator Startup: AIMO
AIMO Technologies
Batch '19
Digitized and semi-automated health assessment and simplified sales processes through a 2D motion scan.
InsurLab Germany Accelerator Startup: BanksAPI
Batch '19
As a banking as a service provider, BanksAPI provides an API that allows end customers to access their accounts, credit cards and securities accounts through the licensees' front-end. BanksAPI holds the BaFin license (PSD2) as account information service (KID) and payment initiation service (ZAD).
InsurLab Germany Accelerator Startup: BetterDoc
Batch '19
With a data-driven approach we help patients with serious diagnoses to find the best specialists for a 2nd opinion, treatment or surgery of their individual health problem. Our physician matching software (under development) will help us to scale and further automate processes.
InsurLab Germany Accelerator Startup:
Batch '19
We have an intelligent automation solution that transforms documents and emails into usable data that can be extracted, classified and validated.
InsurLab Germany Accelerator Startup: Docyet
Batch '19
DOCYET provides automated healthcare services for an improved patient experience and more effective delivery of healthcare. Our first product on the market is a hybrid telemedicine service that allows patients to be diagnosed by AI and then be advised by a real physician over the phone.
InsurLab Germany Accelerator Startup: e-bot7
E-bot 7
Batch '19
E-bot7 develops and integrates artificial intelligence for your customer service. Our system analyses incoming messages, forwards them to the right department and provides intelligent answers to operational staff.
InsurLab Germany Accelerator Startup: Future of Voice
Future of Voice
Batch '19
Help companies build innovative and world-class automated dialogs for voice and chatbots.
InsurLab Germany Accelerator Startup: Kauz
Batch '19
We are a startup from Düsseldorf-Bilk with the goal to develop the best German speaking chatbots with real language comprehension. We achieve this through a comprehensive ontology, deep semantic analysis and self-developed tools. Give your customers the opportunity to easily communicate with you via chat, change their data, report damage and take out simple insurance policies.
InsurLab Germany Accelerator Startup: Nect
Batch '19
Nect is the first company to publish the new self-service future of identity verification in Germany. Identity verification is performed with the help of artificial intelligence via a simple selfie and a video recording of the ID document - legally compliant and always available.
InsurLab Germany Accelerator Startup: PBM
Personal Business Machine
Batch '19
PBM AG personalizes the entire customer trip. Our unique platform is able to personalize any media format for any channel via a powerful business engine. This capability is unique in the market and surpasses the competition by the perfection of the experience created.

Alumni 2018

InsurLab Germany Accelerator Startup: Kasko
Batch '18
KASKO offers a universal, modular insurance platform that enables insurers to create, introduce, operate and continuously optimize digital insurance products in every sales channel quickly, cost-effectively and flexibly.
InsurLab Germany Accelerator Startup: Motion-S
Batch '18
Its device-independent telematics platform processes travel data both in real time and subsequently via existing data records and links the mobility profiles of individual drivers with their smartphones.
InsurLab Germany Accelerator Startup: Polywizz
Batch '18
PolyWizz has developed an end-to-end solution that automatically creates and analyzes customer insurance profiles upon customer approval.
InsurLab Germany Accelerator Startup: Rightindem
Batch '18
AI, digital & self-service claims have now arrived: RightIndem helps insurers to deliver the claims service that customers expect today.
InsurLab Germany Accelerator Startup: Stilfresh
Batch '18
StilFresh redefines the future of debt collection in transport insurance. Within the Accelerator, they developed OPTIMIZ, a spin-off of StilFresh, with the goal of building a digital ecosystem for the transportation and freight insurance industry.