ottonova navigates through the COVID-19 crisis with innovations
In January 2020, we at ottonova looked to into the future with great confidence: our systems,…
From zero to 100 in just 2,5 years. InsurTech and full stack insurer Neodigital is digitizing the insurance market.
Digitalization has been the trending topic in the past years and a substantial part of a…
Signaturit & DAS Insurance Success Story
We are proud to announce our new collaboration between Insurlab-Germany and Signaturit. Both organizations are willing…
Your contact
Anna Kessler
Senior Startup Manager
+49 221 986 52 920

Accelerator Program

Batch #20 starting 26 May 2020
InsurLab Germany Accelerator

It’s getting serious…

You are a founder and develop solutions for the insurance industry? Would you like support in setting up your startup from the top management of our member companies and industry experts? Then we have just the right thing for you:


Individual mentoring programmes, access to our broad network, workshops and seminars, workstations on the InsurLab Germany Campus and advertising at international trade fairs and conferences are just a few examples of what you can expect from the InsurLab Germany Accelerator. What counts for us is that you develop new projects, cooperations with our network – your success is our success!

The application phase for our batch #20 is over!

Important dates

Selection Competition
21. & 22. April 2020
The 30 most interesting startups will present themselves to you virtually in short pitches on 21 and 22 April 2020. A jury of experts will decide which startups will be supported in our accelerator program and for whom you would like to assume a mentoring role. On April 21, 2020 slots will take place from 10.00 a.m. - 12.15 p.m. On April 22, 2020 slots will take place from 10.00 a.m. - 12.15 p.m. and 3.00 p.m. - 5.15 p.m.
+49 221 98652920
26. May 2020
At the kick-off event, the participating start-ups get to know their mentors, members of the network and their fellow campaigners better. So nothing stands in the way of successful cooperation. Due to the current exceptional situation, the event will be held remotely.
+49 221 98652920
Demo Day
30. November 2020
At the big Demo Day the participating startups present their results and projects that have been developed within the Accelerator Program.
+49 221 98652920

Program 2020


We help up to 15 startups to enter and scale in the German insurance industry.


The program is aimed at both InsurTechs and startups that can generate added value in the value chain of an insurance company.


The participating startups work closely with the top management of our member companies. They help the founders as mentors and in workshops and trainings.


We offer easy access to business angels and investors in Germany and worldwide.


In the category “Start” the founders receive 3000,- Euro. In addition, no shares are taken by the participating startups. The program is completely free of charge.


We offer exclusive access to our broad network as well as to networking events, conferences and many other industry events.


The startups will use flex-desks and free access to the InsurLab Germany Campus in Cologne.


We offer access to products and services of our member companies (e.g. IBM, Amazon Web Services) worth up to 40.000,- Euro.

Category "Start"

General profile

  • High-potential startups in the process of market/product validation.
  • Must have a prototype or an MVP.
  • Must have a concrete business model.
  • Should not be older than 1 year since founding date.
  • Should be able to sustain operations during the program.
  • Must be interested in the German insurance industry.

Program aim
‘Start’ founders will get support and mentorship to validate a scalable product/service and develop their business model so it allows them to secure their first Proof of Concept (PoC).

Startup location
Should use the InsurLab Germany Campus as their main Location.

Startups must be able to sustain operations for the duration of the program. The applications are open for bootstrapped startups or with financial traction.

Category "Growth"

General profile

  • Expanding startups with at least one product/service on market looking to scale their business.
  • Should have at least one cooperation with an insurer/corporate as proof of market fit.
  • Must have a validated business model.
  • Should be 1-5 years old since founding date.
  • Must have traction record with investors or customers.
  • Must be in the German market or interested in expanding on it.

Program aim
‘Growth’ founders will get support to scale their business through access to highly-relevant insurance companies and partners in Germany, leading to increased revenue and operational growth. The aim is to develop joint projects which will be launched on the market during or at the end of the program.

Startup location
Can be located anywhere but must guarantee on-site participation for workshops and events.

Startups must be able to sustain operations for the duration of the program. The applications are open for bootstrapped startups or with financial traction.

Selection Process

InsurLab Germany Accelerator

The final decision about the participating startups will be made on 21. & 22. of April 2020 during a “Selection Competition”:

  • The Startups present their solutions to the InsurLab Germany members – this year in virtual sessions due to COVID-19
  • They vote for the startups they would like to see in the program.
  • The Goal is to select five startups in each category
  • Five further Startups are selected by a jury of experts

Comments from our network

“The Accelerator Program 2019 has made a decisive contribution to placing the topic of bancassurance and the added value of account data for holistic ‘digital’ consulting based on PSD2 in the insurance industry. Thanks to the close cooperation with our mentors, Deutsche Rück and EY, we were able to develop new product ideas and convince decision-makers in customer workshops of the added value of PSD2. The pension plan, which is automatically calculated on the basis of the client’s salary, or the holistic consulting service based on account data – to name just a few use cases. In short: the Accelerator Program 2019 was a great experience! Thanks to the organizers!”

“The InsurLab has helped us to get a much more direct line to various insurance companies and to inspire more customers with our Dialog Management System. In addition to the exciting projects, mentoring has also helped us in our development”.

“The InsurLab has provided us with many important contacts in the insurance industry. The team is very dedicated and really committed to helping the startups.”

“As a member of InsurLab from its early days, we already had a very good picture of the initiative with the individual programmes and the ambitions of the individual member companies. However, the Growth Accelerator has once again shown a very different perspective on the opportunities between start-up and insurance companies. It is great to see and experience what can be achieved when established companies join forces with young companies. For us, this clearly meant new products, new partnerships and new customers. That’s the way we wanted it!”

“We experienced the Insurlab as the go-to Insurtec accelerator in Germany. The program allowed us to connect to key insurance stakeholders at AXA or DeutscheRück, gain valuable insights and kickoff new AI projects with with insurance groups such as IDEAL, thereby accelerating our traction in the insurance space.”

“For BetterDoc, participation in the InsurLab Accelerator Program 2019 was a complete success. Since then, we have been working together with SCOR on a new product for the insurance industry that will soon go on sale. A cooperation in the field of accident insurance has been initiated with another member of InsurLab – a major insurance group from Cologne – on the basis of which BetterDoc helps accident victims to receive treatment from an optimally qualified physician, thus significantly reducing the follow-up costs for the insurance Company.”

Accelerator Batch 2020

Batch '20
BlinkIn is the most effective way to report, understand and verify a claim: insurees can record a live video or go on a live video call with an adjuster through our smart collaboration platform - without app download or registration. Immediate remote access to reliable visual data makes the interactions between insurance companies and their clients much more efficient and fraud-proof. With computer vision, we are able to gradually assist and automate the claims process.
Legal Data Technology
Batch '20
We deliver a ready-to-use and immediately usable online solution that legal expenses insurers can integrate into their own website without any development effort, enabling them to forward their customers directly and fully digitally to their contract lawyers. As a result, legal expenses insurers can dramatically reduce their customer service costs, while the speed with which legal issues are handled by our software is significantly increased to ensure a high level of customer satisfaction.
Batch '20
bendesk is a cloud based SaaS solution for all corporate benefits in your company. No matter if it's a company pension plan or a day care center subsidy. By cleverly using employee benefits, you can actively save taxes. Our salary cost calculator helps you to invest more resources in your employees. We manage your corporate benefits.
Batch '20
buynomics is a pricing machine. It employs large-scale simulation technologies to digitize customers and predict their purchasing behavior - in any market environment. To our clients, buynomics delivers specific, data-driven recommendations on how to optimize offers and prices.
Batch '20
Being a leading enterprise software vendor in conversational AI, we see many application areas for our technology in the insurance sector. We want to explore industry specific solutions and accelerators to win more insurance customers by providing pre-defined integrations, templates and documentation.
Batch '20
Complero enables you to keep your customer data up-to-date and complete, in accordance with the basic data protection regulation, so that you can maintain your customer relationships.
Batch '20
comuny is a Tech Start Up and provides a platform that enables companies in regulated markets (e.g. health care, banking, insurance) to significantly simplify the mandatory identity and access management of their digital services.
Batch '20
We provide a digital engagement platform that enables life and health insurers to grow their top line premium and service revenue at lower risk and claims costs. We create more touch points for deeper client engagement and are using biometric data to trigger preventive care, continuous underwriting, and dynamic pricing models.
EMIL Group
Batch '20
We strive to help insurance providers to run products and solve problems in a digitized world. We have developed the EMIL Insurance Suite, a proprietary policy management platform for P&C insurance products. The software covers the entire insurance value chain and entails a high degree of automation and flexibility. Our software helps insurers to run existing products more efficiently or launch new products faster (outside of their existing legacy systems).
Batch '20
Animalytics helps customers to improve the well-being of their animals (horses and canines) through more objectivity and transparency. In the future, we will support them with our app platform and a wearable to manage health care through a feed calculator, more demand-oriented insurances and a telemedical service.
Batch '20
By combining Deep Learning based image processing and Natural Language Processing, Konfuzio achieves a previously unattainable level of performance in machine understanding of information in documents. This enables Konfuzio to automate large parts of the back office value chain in different industries and access to a USD 1.6 trillion market.
Batch '20
Our goal is to develop a solution with noah® that automates and digitizes building management, energy monitoring, security and facility services within a single environment for the first time. This should enable you to adapt your facility management strategy to digital change and to get to know the condition of your property on a whole new level.
Miss Moneypenny
Batch '20
We turn boring static wallet passes into communication tools using smart flows, machine learning and magic. We offer smart, digital token passes through digital wallet (such as wallet / iOS or Googe Pay / Android) for digitalization of various kinds of processes between corporate and user. Our smart workflow engine individually and automatically serves users in an individual managed case.
Batch '20
Relativity6 is an AI company founded by faculty and students from MIT. We're completely focused on customer retention and lifetime value: we predict which of your customers are about to churn, why, and recommend the best way to keep them. But we also build automated systems that help you prioritize which customers to pay attention to, so you don't miss the window of opportunity for the right up-sell or cross-sell. We work with Allianz US, MetLife, Willis Towers Watson and others.
Batch '20
Xaleon (formerly Chatvisor GmbH) develops engagement software that helps organizations to seamlessly interact and communicate digitally with their customers. Xaleon's Engagement Platform enables companies to equip their sales, customer service and marketing teams with the digital tools to digitize the personalized customer experience and thus remain competitive in a world of hyper-connectivity and personalization.
Batch '20
claimBuddy transfers claims reporting and processing to today's digital world. Our interactive chatbot records the damage in a fast and comprehensive way. The insurance holder can upload photos of the damage or respective documents. Afterwards claimBuddy evaluates the claim with the help of artificial intelligence (especially image recognition). After successfully evaluating the monetary value, the insurance holder receives a payout proposal with the aim of regulating the damage immediately.
Batch '20
Thryve improves healthcare with an easy access to health-related data from smartphones, wearables and connected medical devices. Analysing raw sensor signals and health data, our multi-disciplinary team creates a comprehensive set of health indicators available from everyday devices. This enables health services all over Europe to offer more individual and more effective health assistance – in specializations ranging from wellness to depression, from cardiology to cancer treatment.
Batch '20
Driven by philosophy, psychology, tech & science, MINDZEIT® creates innovative products for personal growth and the mental health challenges of our digital society.

Accelerator Startups 2019

InsurLab Germany Accelerator Startup: Tiegoo
Batch '19
APP, Platform & Ecosystem - Tiegoo offers a digital health card for pets (including horses) that gives pet owners round-the-clock access to all relevant health and vital data. We integrate a cloud-based ERP software solution that is also available as a mobile unit and provides a direct interface to insurance companies.
InsurLab Germany Accelerator Startup: Strokemark
Batch '19
Stroke recovery platform for patients and doctors, blood pressure, exercises, community. The platform is live. 12,000 users. Great board and support system of executives in Israel.
InsurLab Germany Accelerator Startup: ReFit
Batch '19
ReFit Systems offers the first modular rehabilitation system for individual therapy of patients with movement disorders. Our innovative system can be easily applied to different branches of the health care system and different forms of therapy (inpatient, outpatient and home therapy).
InsurLab Germany Accelerator Startup: Perasoft
Batch '19
Development of actuarial artificial intelligence for property insurance (pricing, reservations, reporting and business intelligence). They use artificial intelligence and machine learning algorithms within a central machine instead of several simple individual statistical tools.
InsurLab Germany Accelerator Startup: Luminovo
Batch '19
Luminovo develops customized solutions and tools for business customers. As winner of the EXECinsurtech "Insurance Shaper of the Year" award, Luminovo will be a permanent member of the InsurLab Germany Accelerator Program 2019.
InsurLab Germany Accelerator Startup: Docudiet
Batch '19
Docudiet develops an AI-based assistant that helps underwriters of industrial insurers to better evaluate premiums by visualizing existing market knowledge.
InsurLab Germany Accelerator Startup: AIMO
AIMO Technologies
Batch '19
Digitalized and semi-automated health assessment and simplified sales processes through a 2D motion scan
InsurLab Germany Accelerator Startup: BanksAPI
Batch '19
As a Banking-as-a-Service provider, BanksAPI provides an API that enables end customers to access their accounts, credit cards and securities accounts via the licensees' front end. BanksAPI already has the BaFin license (PSD2) as an account information service (KID) and payment initiation service (ZAD).
InsurLab Germany Accelerator Startup: BetterDoc
Batch '19
With a data-driven approach, we help patients with serious diagnoses to find the best specialists for a 2nd opinion, treatment or operation of their individual health problem. Our physician matching software (in development) will help us to scale and further automate processes.
InsurLab Germany Accelerator Startup:
Batch '19
We have an intelligent automation solution that turns documents and emails into actionable data that is extracted, classified and validated.
InsurLab Germany Accelerator Startup: Docyet
Batch '19
DOCYET provides automated healthcare services for an improved patient experience and more effective healthcare delivery. Our first product on the market is a hybrid telemedicine service that allows patients to be diagnosed by AI and then receive advice over the phone from a real doctor.
InsurLab Germany Accelerator Startup: e-bot7
E-Bot 7
Batch '19
E-bot7 develops and integrates artificial intelligence for your customer service. Our system analyses incoming messages, forwards them to the right department and provides intelligent answers to the employees in the operative business.
InsurLab Germany Accelerator Startup: Future of Voice
Future of Voice
Batch '19
Supporting companies in building innovative and first-class automated dialogues for voice and chat offers.
InsurLab Germany Accelerator Startup: Kauz
Batch '19
We are a startup from Düsseldorf-Bilk with the goal of developing the best German-language chat offers with real language understanding. We achieve this through a comprehensive ontology, deep semantic analysis and self-developed tools. Give your customers the opportunity to easily communicate with you via chat, change their data, report damage and take out simple insurance policies.
InsurLab Germany Accelerator Startup: Nect
Batch '19
Nect is the first company to publish the new self-service future of identity verification in Germany. Identity verification is performed with the help of artificial intelligence via a simple selfie and a video recording of the ID document - legally compliant and available at any time.
InsurLab Germany Accelerator Startup: PBM
Personal Business Machine
Batch '19
PBM AG personalizes the entire customer journey. Our unique platform is able to personalize any media format for any channel via a powerful business engine. This capability is unique in the market and surpasses the competition by the perfection of the experience created.

Accelerator Startups 2018

InsurLab Germany Accelerator Startup: Kasko
Batch '18
KASKO offers an integrated, modular insurance platform that enables insurers to create, introduce, operate and continuously optimise digital insurance products in every distribution channel quickly, cost-effectively and flexibly.
InsurLab Germany Accelerator Startup: Motion-S
Batch '18
Its device-independent telematics platform processes travel data both in real time and subsequently using existing data records and links mobility profiles of individual drivers with their smartphones.
InsurLab Germany Accelerator Startup: Polywizz
Batch '18
PolyWizz has developed an end-to-end solution that automatically creates and analyses customer insurance profiles after customer approval.
InsurLab Germany Accelerator Startup: Rightindem
Batch '18
AI, Digital & Self-Service Claims in one: RightIndem helps insurers deliver the claims service customers expect today.
InsurLab Germany Accelerator Startup: Stilfresh
Batch '18
StilFresh redefines the future of debt collection in transport insurance. Within the Accelerator, they developed OPTIMIZ, a StilFresh spin-off, with the goal of building a digital ecosystem for the transport and cargo insurance industry.