Rethink Homeowners Insurance
How will the sector evolve over the next 3–5 years—and how can insurers strategically prepare for this?
Homeowners insurance is under significant economic and structural pressure—and this pressure continues to mount. Rising claims, regulatory requirements, and economic challenges are compounded by growing expectations regarding products, service, and efficiency. In this competitive landscape, AI is increasingly becoming a key differentiator and, at the same time, a central lever for addressing existing challenges. The central question is: How can insurers strategically develop this line of business under these conditions and position it for the future?
With „Rethink …,“ InsurLab Germany is launching a new series of events designed to systematically rethink key sectors and topics in the insurance industry. The goal is to examine developments from various perspectives, structure them collaboratively, and develop concrete solutions for practical application and for participants’ own business models.
The series kicks off with a focus on home insurance. The discussion centers on product design, pricing, underwriting, and portfolio management. Particular attention is also given to key claims challenges—such as water damage from plumbing—that have shaped the line of business for years and are becoming increasingly relevant. The role of AI in these areas will also be examined, for example in supporting underwriting or the data-driven management of portfolios. Questions regarding natural catastrophes and natural hazards are deliberately excluded and will be addressed in a separate format.
💡Topics at a glance:
• Rates, Data & Management
→ Pricing, deductible models, credit scores, and external data
• AI & Risk Management
→ AI in Product Development & Underwriting
• Prevention & Claims Management
→ Tap water, smart home, sensor technology, preventive services
• Sustainability & Product Logic
→ Energy Efficiency in Rates & Products
In addition to the in-person meeting At InsurLab Germany, there will be an optional virtual follow-up appointment enter:
- A digital Follow-up on July 21 (11:00 a.m. – 12:00 p.m.) to Further analysis of the results and discussion of possible next steps: REGISTER HERE
The event thrives on active discussion and collaborative work on specific real-world issues. In addition to analyzing current trends, participants jointly evaluate and refine existing solutions and offerings on the market. Another key component is the development of specific problems that can subsequently be addressed to external partners, such as startups, through a reverse pitching session—with the goal of identifying suitable solutions for real-world challenges.
Take that with you
- A clear picture of how home insurance will evolve over the next 3–5 years
- Specific areas of focus for product design, underwriting, and portfolio management
- Approaches for further developing existing solutions and processes—particularly through the targeted use of AI
- An overview of where AI is becoming a key differentiator in the industry
- Specific problem statements for collaboration with external partners and startups
- A discussion on equal terms with experienced professionals in the field of home insurance
Target group:
This program is designed for: line managers in the residential property insurance sector, product managers, underwriters, and specialists with extensive experience in the field
Note
Participation requires a willingness to actively engage and share personal experiences. The number of participants is limited to ensure a focused working environment.
The registration to this event is exclusively possible for Employees of member companies of InsurLab Germany It is an On-site event. Above you will find a more detailed specification of who the event is specifically aimed at. If the above aspects apply to you, you can register here:
Of course, it can happen that one is prevented despite interest. Therefore a request: If you have registered for one of our events but are unable to attend, please cancel as early as possible by sending an e-mail to connect@insurlab-germany. In this way, we can further optimize our planning and make it possible for interested parties to participate. Thank you for your understanding!
Film and sound recordings as well as photos will be taken at the event. By registering for the event, you agree to their subsequent use.
Rethink Homeowners Insurance
How will the sector evolve over the next 3–5 years—and how can insurers strategically prepare for this?
Homeowners insurance is under significant economic and structural pressure—and this pressure continues to mount. Rising claims, regulatory requirements, and economic challenges are compounded by growing expectations regarding products, service, and efficiency. In this competitive landscape, AI is increasingly becoming a key differentiator and, at the same time, a central lever for addressing existing challenges. The central question is: How can insurers strategically develop this line of business under these conditions and position it for the future?
With „Rethink …,“ InsurLab Germany is launching a new series of events designed to systematically rethink key sectors and topics in the insurance industry. The goal is to examine developments from various perspectives, structure them collaboratively, and develop concrete solutions for practical application and for participants’ own business models.
The series kicks off with a focus on home insurance. The discussion centers on product design, pricing, underwriting, and portfolio management. Particular attention is also given to key claims challenges—such as water damage from plumbing—that have shaped the line of business for years and are becoming increasingly relevant. The role of AI in these areas will also be examined, for example in supporting underwriting or the data-driven management of portfolios. Questions regarding natural catastrophes and natural hazards are deliberately excluded and will be addressed in a separate format.
💡Topics at a glance:
• Rates, Data & Management
→ Pricing, deductible models, credit scores, and external data
• AI & Risk Management
→ AI in Product Development & Underwriting
• Prevention & Claims Management
→ Tap water, smart home, sensor technology, preventive services
• Sustainability & Product Logic
→ Energy Efficiency in Rates & Products
In addition to the in-person meeting At InsurLab Germany, there will be an optional virtual follow-up appointment enter:
- A digital Follow-up on July 21 (11:00 a.m. – 12:00 p.m.) to Further analysis of the results and discussion of possible next steps: REGISTER HERE
The event thrives on active discussion and collaborative work on specific real-world issues. In addition to analyzing current trends, participants jointly evaluate and refine existing solutions and offerings on the market. Another key component is the development of specific problems that can subsequently be addressed to external partners, such as startups, through a reverse pitching session—with the goal of identifying suitable solutions for real-world challenges.
Take that with you
- A clear picture of how home insurance will evolve over the next 3–5 years
- Specific areas of focus for product design, underwriting, and portfolio management
- Approaches for further developing existing solutions and processes—particularly through the targeted use of AI
- An overview of where AI is becoming a key differentiator in the industry
- Specific problem statements for collaboration with external partners and startups
- A discussion on equal terms with experienced professionals in the field of home insurance
Target group:
This program is designed for: line managers in the residential property insurance sector, product managers, underwriters, and specialists with extensive experience in the field
Note
Participation requires a willingness to actively engage and share personal experiences. The number of participants is limited to ensure a focused working environment.
The registration to this event is exclusively possible for Employees of member companies of InsurLab Germany It is an On-site event. Above you will find a more detailed specification of who the event is specifically aimed at. If the above aspects apply to you, you can register here:
Of course, it can happen that one is prevented despite interest. Therefore a request: If you have registered for one of our events but are unable to attend, please cancel as early as possible by sending an e-mail to connect@insurlab-germany. In this way, we can further optimize our planning and make it possible for interested parties to participate. Thank you for your understanding!
Film and sound recordings as well as photos will be taken at the event. By registering for the event, you agree to their subsequent use.
