Welcome to InsurLab Germany: Please introduce yourselves briefly.

GARANTIEMAX GmbH is a dynamic, young company specializing in digital embedded insurance products. The focus of our deeply integrated guarantee products is on an agile, efficient and customer-centric user journey.

With a future-oriented and technologically focused corporate structure, we have been working on the highest possible degree of digitization for warranty extensions since our foundation in 2020 from Signal Iduna.

GARANTIEMAX focuses on a positive customer experience, which is why all products can be used without any cumbersome paperwork. The development of new embedded insurance solutions within various ecosystems is characterized at GARANTIEMAX by the fastest possible go-to-market and high-performance products.

Thanks to our experienced team and unique network, we will be able to develop and launch further needs-oriented embedded insurance products together with renowned stakeholders in the future.

How did you come to join InsurLab and why did you decide to become a member?

Some time ago, the network of our co-founder and CPPO David Finkler brought us into contact with your CEO Patrick Dahmen. We quickly realized that InsurLab offers us a network that promotes innovative solutions in the insurance sector and that we would like to make a value-adding contribution.

InsurLab is attractive to us due to its broad range of resources, valuable expertise and crucial network connections in the insurance and start-up sector. As an innovative start-up, we look forward to further joint development and various exchange events.

David Finkler, Co-Founder and Chief Partnership & Product Officer Garantiemax GmbH

What topics and content are important to you? What is your opinion on our 2024 focus topics "Generative AI" and "Sustainability / ESG"?

GARANTIEMAX GmbH uses agile processes to implement innovations. As an underwriting agent, we work with our risk carriers and stakeholders to develop customized embedded insurance solutions. For us, modern and digital processes are now inextricably linked with AI. We are therefore constantly developing in this area to keep our technologies up to date.

GARANTIEMAX cares about nature, people and transparency. In addition to a hybrid vehicle fleet, our fully digital processing of all products contributes to saving large quantities of paper. We see great potential to strengthen all three ESG criteria through innovative technologies. We look forward to actively participating and learning in these areas.

In which of our activities do you plan to get involved?

We believe that we can learn from InsurLab's various sources of knowledge in particular. In the area of topic groups, we are particularly interested in sustainability, AI, strategic topics and digitalization, especially in claims processes. We will also use insureNXT to further expand our network.

In addition, we would like to contribute our experience in creating digital ecosystems, strategic market entries in various verticals and cooperation between risk carriers and various service providers to the network.

David Finkler, thank you very much for the interview! We look forward to working with you.